September 3, 2019
AgencyAn Ounce of Prevention in Home Safety
An Ounce of Prevention in Home Safety As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this more true than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. Here […]
September 5, 2019
AgencyCan a Not-at-Fault Accident Make Your Insurance Rates Go Up
Can a Not-at-Fault Accident Make Your Insurance Rates Go Up If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it’s still possible to see a rate increase. The reason is that it […]
September 10, 2019
AgencyHow to Choose a Home Insurance Policy for a Vacation Home
How to Choose a Home Insurance Policy for a Vacation Home According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a […]
September 12, 2019
AgencyI Had an Accident in My Friend’s Car, Now What?
I Had an Accident in My Friend’s Car, Now What? Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why […]
September 17, 2019
AgencyFive Tips for Preventing Struck by Object Liability Claims
Five Tips for Preventing Struck by Object Liability Claims If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. Many policyholders don’t give a […]
September 19, 2019
AgencyWhen to File a Claim vs. When to Cover Out of Pocket
When to File a Claim vs. When to Cover Out of Pocket People always say that home insurance is “better to have and not need than the other way around.” The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to […]
September 24, 2019
AgencyHow Poor Ventilation Can Do More Damage Than You Think
How Poor Ventilation Can Do More Damage Than You Think When it comes to what is and isn’t covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke […]
September 26, 2019
AgencyAre You Too Tired To Drive?
Are You Too Tired To Drive? In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it’s not […]
October 1, 2019
AgencyHome Insurance for Landlords
Home Insurance for Landlords If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they’re the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here’s what you need to know: Many providers will allow up […]
October 3, 2019
AgencyHow an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No
How an Auto Insurance Company Decides If Your Vehicle is a Total Loss or No When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. […]